Don’t Be a Dumb Bell. Get Cyber Liability Coverage.

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Any fitness club that decides to skip cyber liability insurance coverage is leaving themselves open and vulnerable to cyber attacks that could ruin their business. If you are one of the many fitness club owners who decided to skip cyber liability coverage thinking that you’ll never need it, that could be one of the dumbest mistakes you’ll ever make. Criminals are committing most of their crimes in the cyber world. With practically every business transaction taking place online, more and more information is accessible to hackers. Right now, hundreds of health clubs could be facing ruin because their processing company […]

Owners, Protect Yourself: Employee Lawsuits at Fitness Clubs are on the Rise

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We live in a litigious society. No one is immune and some businesses are more frequent targets for lawsuits than others. Gyms and fitness clubs top the list. Club owners are accustomed to being the targets of unhappy members who may slip and fall on a wet floor or a treadmill through lack of proper training or distraction. We take care to make sure we have liability insurance in place to protect us from those members who sue. However, when it comes to being sued by an employee, many club owners think that just won’t happen to them. It’s time […]

A Grim Health Club Insurance Tale For Owners

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Once upon a time… an aerobics instructor at a health club took her class participants on a surprise jog around a nearby park.  It was a beautiful day and she thought the fresh air and scenery would be a nice change of pace from the club.  Everyone in the class agreed, so off they went!   During the run, one of the members tripped, fell and fractured her wrist. As fate would have it, the member had no health insurance, which motivated her to hire an attorney who went on to sue the club.   The member’s attorney based his […]

It Just Takes One Bad Apple and One Problem Member…

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You’ve probably heard the expression, “It only takes one bad apple to spoil the whole bunch.” The same can be said of problem members in your club. Whether it’s one member who makes others feel uncomfortable due to a lack of personal hygiene or inappropriate sexual behavior, whether there is a member who starts a personal training business in your gym stealing your clients from on-staff trainers or whether a member is overdoing their workouts to an unhealthy state, you must become aware of the problem and do something about it as soon as possible. How To Legally Get Rid […]

Consider the Pros and Cons of Offering Childcare Services in Your Club

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Summertime is right around the corner. That means school will be out, parents will take time off from work often staying at home instead of going on a vacation. As a consequence, many young children get to be with mommy and/or daddy all day. So, when these parents want to go for a workout at the gym, they are sincerely appreciative of having a childcare perk at their health club. The fact is, over half of all health clubs, with the exception of circuit training facilities, provide some sort of child sitting services. If you are considering adding this service […]

Lack of Supervision in Key Clubs is Both a Benefit and a Cause for Concern

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Many, if not all of the people who are attracted to key clubs are the kind of people who are less concerned with supervision and are more interested in being able to work out whenever they want to or have the time. That is the big draw, and that is the major drawback with having this kind of 24/7 access club. Lack of supervision ultimately translates into an absence of emergency response if a member were to injure him or herself or suffer a stroke or heart attack.  We all know that accidents do happen and some injuries can be severe. […]

To See or Not To See, That is the Health Club Question

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Video surveillance has become the standard rather than the exception in the health club industry, especially digital video surveillance. Yet there are still some club owners who for whatever reason are still resistant even though it seems like a no-brainer decision. Being able to see what goes on inside your club especially in your absence can be a real benefit. While it isn’t legally required for health clubs to have video surveillance systems to qualify for liability insurance, like hotels and grocery stores are, insurance companies are highly in favor of them. Due to improved digital technology, video security systems […]