The term “Risk Management”, by definition, is self explanatory. Simply put, it is the ability to manage risk. However, there are several components necessary to establish a good risk management protocol. In addition to choosing the right insurance to protect your property and to minimize liability claims, club owners also manage risk through facility design …
The term “Risk Management”, by definition, is self explanatory. Simply put, it is the ability to manage risk. However, there are several components to risk management. In addition to choosing the right insurance to protect your property and to minimize liability claims, club owners also manage risk through facility design and transferring liability to third …
It is often said that, if you stay in business long enough, you are going to be sued. Lawsuits are a fact of life and unfortunately, in this great country of ours, bringing suit against business owners has become almost routine. Claims and litigation brought against health club owners can not only be time consuming, …
Over the past few years, I have noticed two disturbing trends in the health club industry. Litigation against club owners has grown significantly and the business of running a health club has become increasingly more difficult. I guess our industry is not unlike many service businesses. We have found that to be competitive in this …
The “Insurance Guy” – Club Owner (My thoughts for 1999) Read More »
What is up with all the lawsuits these days? Let’s take a look at just a few of the cases that we have seen in the health club industry so far this year. A member finishes playing tennis and as he is leaving to get in his car, he trips and falls on the sidewalk, …
I recently attended the Club Industry Show in Chicago and sat on a panel discussion titled Demystifying the Accreditation Certification Controversy. The discussion was the result of a recent IHRSA recommendation that by January 1, 2006, club owners should hire personal trainers holding at least one certification from an organization/agency that has third part accreditation …
Personal Trainers: Certification and Accreditation: What is the real risk? Read More »
Why do Personal Trainers and Group Exercise Instructors need their own insurance coverage? I know it may sound like a simple question with a simple answer, but you would be surprised at how many certified personal trainers and group exercise instructors choose not to carry their own liability insurance protection. There are three main reasons …
LIABILITY INSURANCE FOR TRAINERS AND GROUP X INSTRUCTORS. Read More »
Every time I see a claim involving a treadmill accident, I sometimes find myself reminiscing about a cartoon that I use to watch when I was a kid. I don’t know how many of you remember the Jetson’s, but at the beginning of every cartoon, George takes his dog, Astro, for a walk. In the …
“Big Brother” is watching and it may not be such a bad thing. Due to improved technology, video security systems have become an increasingly cost effective method for reducing claims and managing risk. Although most of us are a little apprehensive about the idea of being watched or becoming a subject of surveillance, it has …
Why do Personal Trainers and Group Exercise Instructors need their own insurance coverage? I know it may sound like a simple question with a simple answer, but you would be surprised at how many certified personal trainers and group exercise instructors choose not to carry their own liability insurance protection. There are three main reasons …
LIABILITY INSURANCE FOR TRAINERS AND GROUP X INSTRUCTORS. Read More »
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