Blog Archives - Page 4 of 5 - The Insurance Guy

Your Next Step in Personal Training Might be in Small Group and Partner Training

Blog / By Ken Reinig - The Insurance Guy

A few months ago, I warned you about the risks of having personal trainers as independent contractors at your health club. The issue of independent contractors is not the only reason to consider the alternate approach of small group personal training. The logistics might be daunting at first but managers, health club owners, and most …

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Who are you working out with? The influx of teenagers and fifty-plus adults to the fitness club scene

Blog / By Ken Reinig - The Insurance Guy

Look at the line of treadmills in your gym and you might be surprised what you see. We all know the image of the person who belongs to a fitness club – the young, buff, guy with water bottle in hand, wearing matching sweatpants, shirt and headband. But is that really who is coming to …

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And You Thought You Were Safe Part II: Pitfalls in Personal Training

Blog / By Ken Reinig - The Insurance Guy

by Ken Reinig Let’s face it — some personal trainers are the craziest, freakiest, most self-centered individuals you’ll ever meet. They often have their “signature” training method and will modify the gym’s equipment to demonstrate just how cool they really are. That’s the kind of liability you want to avoid. There are a few more …

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And You Thought You Were Safe Part I: What Club Owner’s Need to Know About Independent Contractors

Blog / By Ken Reinig - The Insurance Guy

If you are a club owner that currently uses independent contractors to run your personal training and/or group exercise classes, I highly recommend that you Google “Independent Contractor vs. Employee”. Here are just a few gems from the Small Business Administration’s website to clarify the distinction: An Independent Contractor: – Operates under a business name …

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The Good News/Bad News of Employment Litigation (or how to keep from getting sued by your employees!)

Blog / By Ken Reinig - The Insurance Guy

Here’s the bad news, club owners — the next claim you experience may very likely come from your own employee. Now for the really bad news — your workers compensation and liability insurance won’t protect you. The new hot issue for attorneys this year is “employment” related law. If you have read any of my …

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Are you vulnerable to Cyber Liability?

Blog / By Ken Reinig - The Insurance Guy

Maybe we better start with what the heck Cyber Liability is and if you need to care. The answer is that yes, you not only need to care and you need to consider cyber liability for yourself. Consider these possible scenarios: 1) Member information was on an employee’s laptop that was stolen from the gym. …

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Suit-Proofing Your Club — Start with Education

Blog / By Ken Reinig - The Insurance Guy

Whenever I speak at a health club seminar I ask the club owners and managers to come away with what I consider the foundation for creating effective risk management– education and documentation. This month we’ll focus on education. The more you and your staff learn about safety, the less likely you will experience a liability …

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Personal Trainers: Four Steps to Limiting Your Accident Liability

Blog / By Ken Reinig - The Insurance Guy

If you are a personal trainer, congratulations! Working as a trainer has a variety of benefits – it allows for flexible hours, gives you the opportunity to be your own boss, allows you to spend your time doing what you like, and it’s an in-demand service as well. But if you’re not careful, your dream …

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Why Every Trainer Needs Liability Insurance

Blog / By Ken Reinig - The Insurance Guy

Many personal trainers don’t recognize their need for insurance. There are plenty of reasons for this – some see their job as more of a part-time hobby, some aren’t aware of the financial risk involved, and plenty of trainers are simply so busy that they haven’t taken the time to think about it. The truth …

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Suit-Proofing Your Club: 2 Solutions- Education and Documentation

Blog / By Ken Reinig - The Insurance Guy

Probably the most important step to establishing a risk management system for health clubs is making sure that you keep it simple. Club policies and procedures not only have to be consistent, they have to be easy to implement. Whenever I am speaking at a health club seminar I ask the club owners and managers …

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