health club liability Archives

Co-Insurance is a little-known endorsement that's highly relevant in gym insurance in 2021

Co-Insurance Clause: How to Ensure Coverage and Avoid Penalties in 2021’s Market

Blog, Insurance Industry Trends, Risk Management / By Ken Reinig - The Insurance Guy

Due to increased cost of construction materials and labor, it has become increasingly important for all Club Owners to review their property insurance coverage. Whether you are leasing your space or own your building, the cost to replace your improvements and structure have increased significantly this year. What Is Co-Insurance? There is a little-known …

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Insurance is only one part of a risk management solution for protecting your club!!

Blog / By Ken Reinig - The Insurance Guy

In much the same way that proper nutrition and exercise are key components to protecting your body, risk management is a necessary process to keep your business healthy.

May is Protect me from MAYhem month

Blog / By Ken Reinig - The Insurance Guy

May is Protect me from MAYhem month. When was the last time you took a serious look at the risk management of your gym? The term “risk management” probably involves more than you think. From analyzing your lease, to creating a specific protocol for reporting incidents and following up on claims. Here are some other areas …

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Out With the Old, In With New Club Safety Guidelines

Articles / By Ken Reinig - The Insurance Guy

Another year is coming to an end. With each brand-spanking New Year, you will have an influx of new members coming into your health club or gym desperately trying to achieve their latest New Year’s Resolutions. They are determined to trim down, pump up, run faster etc. You know the drill.

Speaker and Health Club Insurance Expert Ken Reinig Talks Treadmill Safety

Latest News / By Ken Reinig - The Insurance Guy

Ken Reinig, speaker and health club insurance expert turns his attention to treadmills and suggests owners keep their heads out of the clouds and their feet on the ground to make sure they are not liable in treadmill injury claims against them. Lakewood, Co: November 22, 2016– Ken Reinig, well-known risk management specialist, posted a …

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Don’t Be A Space Cadet With Your Club’s Treadmills

Blog / By Ken Reinig - The Insurance Guy

Treadmills are still one of the major causes of liability claims in the health club industry. And though we do live in what could be called “the space age” with all of our technical space-age gadgets and savvy, some club owners simply space out when it comes to protecting themselves against liability claims that come …

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Conquer the Controversial

Blog / By Ken Reinig - The Insurance Guy

For decades health club facility owners have mainly had to concern themselves with maintaining equipment in order to manage the risk of lawsuits by members who claimed negligent injury. Today, however, facility owners have a host of other issues that can only be classified as controversial. Now, as a club owner, you have to be …

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Speaker and Health Club Insurance Expert Ken Reinig Warns Employee Lawsuits Rising

Latest News / By Ken Reinig - The Insurance Guy

Ken Reinig, speaker and health club insurance expert talks about the rising number of employee lawsuits and the importance of having the proper employee manual, management procedures and insurance policy in place. Lakewood, Co: August 29, 2016– Ken Reinig, well-known risk management specialist, posted a new article on his website entitled “Owners, Protect Yourself: Employee …

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Owners, Protect Yourself: Employee Lawsuits at Fitness Clubs are on the Rise

Articles / By Ken Reinig - The Insurance Guy

We live in a litigious society. No one is immune and some businesses are more frequent targets for lawsuits than others. Gyms and fitness clubs top the list. Club owners are accustomed to being the targets of unhappy members who may slip and fall on a wet floor or a treadmill through lack of proper …

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Speaker and Health Club Insurance Expert Ken Reinig Shares a Tale to Remember

Latest News / By Ken Reinig - The Insurance Guy

Ken Reinig, speaker and health club insurance expert relates a real life tale with a grim ending to help club owners make sure they have the correct liability coverage for events both on and off premises. Lakewood, Co: July 22, 2016– Ken Reinig, well-known risk management specialist, posted a new article on his website entitled …

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