Ken Reinig - The Insurance Guy

New Year’s Resolution: “My club will be the safest in the country.”

As we enter into 2009, there are still two things that remain constant in our industry. 1) People get hurt in health clubs and 2) attorneys love when that happens. Despite all of the latest and safest technology in everything from equipment design to improved flooring materials, health club members still seem to figure out …

New Year’s Resolution: “My club will be the safest in the country.” Read More »

So; you want to open a 24/7 “key” club. How will you make your facility safe?

The 24/7 type of health club is one of the fastest growing trends in the health club industry. Led by the efforts of organizations such as Anytime Fitness, the concept of a club with 24 hour access is appealing to many new club owners and causing many existing operators to re-think their business model. By …

So; you want to open a 24/7 “key” club. How will you make your facility safe? Read More »

Risk Management begins with an Educated Staff

The term “Risk Management”, by definition, is self explanatory. Simply put, it is the ability to manage risk. However, there are several components necessary to establish a good risk management protocol. In addition to choosing the right insurance to protect your property and to minimize liability claims, club owners also manage risk through facility design …

Risk Management begins with an Educated Staff Read More »

Risk Management begins with an Educated Staff

The term “Risk Management”, by definition, is self explanatory. Simply put, it is the ability to manage risk. However, there are several components to risk management. In addition to choosing the right insurance to protect your property and to minimize liability claims, club owners also manage risk through facility design and transferring liability to third …

Risk Management begins with an Educated Staff Read More »

The “Insurance Guy” – Club Owner (My thoughts for 1999)

Over the past few years, I have noticed two disturbing trends in the health club industry. Litigation against club owners has grown significantly and the business of running a health club has become increasingly more difficult. I guess our industry is not unlike many service businesses. We have found that to be competitive in this …

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Personal Trainers: Certification and Accreditation: What is the real risk?

I recently attended the Club Industry Show in Chicago and sat on a panel discussion titled Demystifying the Accreditation Certification Controversy. The discussion was the result of a recent IHRSA recommendation that by January 1, 2006, club owners should hire personal trainers holding at least one certification from an organization/agency that has third part accreditation …

Personal Trainers: Certification and Accreditation: What is the real risk? Read More »

LIABILITY INSURANCE FOR TRAINERS AND GROUP X INSTRUCTORS.

Why do Personal Trainers and Group Exercise Instructors need their own insurance coverage? I know it may sound like a simple question with a simple answer, but you would be surprised at how many certified personal trainers and group exercise instructors choose not to carry their own liability insurance protection. There are three main reasons …

LIABILITY INSURANCE FOR TRAINERS AND GROUP X INSTRUCTORS. Read More »