Workers’ Compensation billing is often confusing, time-consuming and expensive even for the most seasoned agents. ADP has long been the only option and the biggest name in Worker’s Comp payouts, but competitors are beginning to enter the field and the landscape is changing . If you’re looking for a simple solution offering better customer service, improved cash flow management, and reduced audit risk, SmartPay PayGo may be the answer you need. Let’s take a look into SmartPay and how it
Having a gym, pool, or fitness center can be a risky endeavor, but when your main clientele is children, your risks increase in unique ways. Children are adept at finding dangerous situations and testing them – remember watching your baby as she learned to roll over and remembering life just got a lot more complicated now? How about when your toddler started running with reliable speed – suddenly outpacing you with surprising agility and velocity – and you realized your
Due to increased cost of construction materials and labor, it has become increasingly important for all Club Owners to review their property insurance coverage. Whether you are leasing your space or own your building, the cost to replace your improvements and structure have increased significantly this year. What Is Co-Insurance? There is a little-known endorsement on virtually every property insurance policy called Coinsurance Clause. This clause is more or less a “keep the customer honest” document that requires
One of the most important risk management decisions a new club owner should make is to have an attorney review the lease prior to signing. This may sound obvious, but it makes more sense when you look at it with insurance as the focus. Attorneys and their clients are focusing mainly on terms and conditions of the lease- not so much on the insurance requirements. The insurance requirements of a lease can have a significant effect on both liability and
In much the same way that proper nutrition and exercise are key components to protecting your body, risk management is a necessary process to keep your business healthy.