As a club owner, it is not a question of “if” you will be sued; it is a question of “when”. Unfortunately, we live in a society that encourages litigation when a member is injured at your club. Even if there is no negligence on the part of the club, ambulance chasing attorneys are lining …
How to make your “Waiver” worth more than the paper it’s written on. Read More »
Purchasing insurance coverage for a health club, as many of you know, is not the easiest or most pleasant task an owner faces today. Deciding what type of insurance protection you need is only part of the exercise. Finding a reputable broker who can place your protection with a solid insurance company at a reasonable …
I have some bad news for us as club owners. The next claim or lawsuit you will experience will very likely come from your own employee. The new hot issue for attorneys this year is “employment” related law. Now for the really bad news; your workers compensation and liability insurance probably won’t protect you. If …
I am continually amazed at the cunning and the creativity of certain members of the Trial Lawyers Association. Apparently, there hasn’t been enough action in California these days. Bus accidents must be down and people apparently have stopped spilling hot coffee in their laps. What is a civic minded attorney to do? Fear not ye …
Why do Yoga Instructors need their own insurance coverage? I know it may sound like a simple question with a simple answer, but you would be surprised at how many yoga and Pilates instructors and personal trainers choose not to carry their own liability insurance protection. There are three main reasons why these individuals choose …
Your defense begins with If there is one thing that I like about establishing a risk management system for health clubs, it is simplicity. Club policies and procedures not only have to be consistent, they have to be simple and easy to implement. Whenever I am speaking at a health club seminar I ask the …
I find it amazing as I travel the country interacting with club owners and with most entrepreneurs, for that matter, there are two things that are universally shared. One: We all know that someday we will die. Two: We all act as though we will live forever. It truly is a contradiction in philosophy and …
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