As you may or may not know, one of the health club industries most respected equipment companies, recently lost a verdict in a case involving the improper use of a leg extension machine. The user, while attempting a stretching exercise, pulled the machine over on herself fracturing her neck causing permanent paralysis. The jury awarded …
Functional Training Equipment Use it Correctly or Expect a Lawsuit Read More »
As Association Insurance Group, Inc enters its second decade as the leading provider of insurance services to the health club industry, Ken Reinig, the President and Founder, is optimistic about the future. Ken is convinced that health clubs are safer today than they were just ten years ago and the trend is likely to improve. …
One of the most frequently asked questions a club owner will ask is; “How do I get rid of a problem member?” Let’s see if any of these scenarios apply to your club. #1. Julie joined The Workout Company last month. Although she was underweight, the medical questionnaire that she signed when she joined the …
As club owners, one of the most misinformed buying decisions we make involves the purchase of our business insurance coverage. It is difficult enough trying to determine the “type” of coverage we should have, but we are also faced with the question of how much protection we need. From a property insurance perspective, you should …
As a health club owner, if you haven’t heard these words from one of your members chances are you will. If you stay in this business long enough, eventually you will need to confront the very real probability that one or more of your members will be injured at your club. Sometimes an injury is …
I don’t want to sue, but…. How to eliminate a claim before it starts. Read More »
Although the title of this article addresses a “tongue in cheek” look at our members and society in general, we all know too well that there is great deal of truth in this statement. Unlike previous articles I have written in the past in which I have attacked the hallowed and revered Trail Lawyers, I …
“I Hope I Get Injured in the Gym Today; I could really use the money.” Read More »
Why do Yoga Instructors need their own insurance coverage? I know it may sound like a simple question with a simple answer, but you would be surprised at how many yoga and Pilates instructors and personal trainers choose not to carry their own liability insurance protection. There are three main reasons why these individuals choose …
(Helpful hints to help reduce your claims and manage your insurance costs) Make safety and risk management a part of your club’s internal operations. As part of a regular staff meeting, club owners should also discuss risk management issues. Some sample topics of discussion would be; equipment maintenance, problem wet areas, and child care procedures. …
As you can probably imagine, a fitness facility that allows its members to workout anytime they choose poses a unique set of problems during those hours when there is no staff on duty. The insurance industry has struggled with this perceived increase in liability exposure and most insurance companies today will still not offer protection …
Is there anyone at home? So, you are thinking about opening a “key” club. Read More »
SCENARIO #1 Member: “Would it be O.K. if my 13 year old son works out at the gym after school? Club Owner: “Yeah, I guess so, but you’ll have to sign a waiver” Club Member: “How much of a discount can I get?” Club Owner: “We can give you a ‘second member of the family’ …
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