Articles

Member Malfunction: How to reduce this #1 insurance claim.

Every year, our company conducts an in-house analysis of the types of liability insurance claims we have experienced from the prior year. We categorize various incidents by cause of injury and calculate the estimated or actual monetary value of the claim. As you can imagine there are several “types” of liability claims that can occur …

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Association Insurance Group announces new Trainer/Instructor Insurance Program

Association Insurance Group, the health club industry’s leading provider of property, liability, and workers compensation insurance, has recently launched a new web site for personal trainers and group exercise instructors to be able to purchase their professional liability insurance on line. What is unique about this new program is that it not only provides extremely …

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Off Site Training or Special Events – What are my Liability Issues?

Has your club ever sponsored an event that was held “off site”? Does your club promote group outdoor running classes or bicycle events? Many health clubs and their trainers take their clients out of the confines of club environment. It is a growing trend and it is a great way to break the monotony of …

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How To Limit Your Lawsuits By Fine Tuning Your Operating Systems

Owning a health club today is considerably different than it was twenty or even ten years ago. Increased competition for the same market share has forced all club owners to improve their business skills or run the risk of having to close their doors. Owners are constantly looking to not only add more members to …

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Why are Insurance Rates going up and What you can do to control Premium Costs.

The Health Club industry, not unlike most commercial businesses, has experienced significant insurance premium rate increases over the past couple of years. Insurance companies cite several reasons for this trend. The fallout from 9/11 and the declining returns on premium investments are two of the most widely used excuses. What insurance companies won’t tell you …

Why are Insurance Rates going up and What you can do to control Premium Costs. Read More »

New Year’s Resolution: “My club will be the safest in the country.”

As we enter into 2009, there are still two things that remain constant in our industry. 1) People get hurt in health clubs and 2) attorneys love when that happens. Despite all of the latest and safest technology in everything from equipment design to improved flooring materials, health club members still seem to figure out …

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So; you want to open a 24/7 “key” club. How will you make your facility safe?

The 24/7 type of health club is one of the fastest growing trends in the health club industry. Led by the efforts of organizations such as Anytime Fitness, the concept of a club with 24 hour access is appealing to many new club owners and causing many existing operators to re-think their business model. By …

So; you want to open a 24/7 “key” club. How will you make your facility safe? Read More »