Any fitness club that decides to skip cyber liability insurance coverage is leaving themselves open and vulnerable to cyber attacks that could ruin their business. If you are one of the many fitness club owners who decided to skip cyber liability coverage thinking that you’ll never need it, that could be one of the dumbest …
Don’t Be a Dumb Bell. Get Cyber Liability Coverage. Read More »
We live in a litigious society. No one is immune and some businesses are more frequent targets for lawsuits than others. Gyms and fitness clubs top the list. Club owners are accustomed to being the targets of unhappy members who may slip and fall on a wet floor or a treadmill through lack of proper …
Owners, Protect Yourself: Employee Lawsuits at Fitness Clubs are on the Rise Read More »
Once upon a time… an aerobics instructor at a health club took her class participants on a surprise jog around a nearby park. It was a beautiful day and she thought the fresh air and scenery would be a nice change of pace from the club. Everyone in the class agreed, so off they went! …
You’ve probably heard the expression, “It only takes one bad apple to spoil the whole bunch.” The same can be said of problem members in your club. Whether it’s one member who makes others feel uncomfortable due to a lack of personal hygiene or inappropriate sexual behavior, whether there is a member who starts a …
It Just Takes One Bad Apple and One Problem Member… Read More »
Summertime is right around the corner. That means school will be out, parents will take time off from work often staying at home instead of going on a vacation. As a consequence, many young children get to be with mommy and/or daddy all day. So, when these parents want to go for a workout at …
Consider the Pros and Cons of Offering Childcare Services in Your Club Read More »
Many, if not all of the people who are attracted to key clubs are the kind of people who are less concerned with supervision and are more interested in being able to work out whenever they want to or have the time. That is the big draw, and that is the major drawback with having this …
Lack of Supervision in Key Clubs is Both a Benefit and a Cause for Concern Read More »
Video surveillance has become the standard rather than the exception in the health club industry, especially digital video surveillance. Yet there are still some club owners who for whatever reason are still resistant even though it seems like a no-brainer decision. Being able to see what goes on inside your club especially in your absence …
To See or Not To See, That is the Health Club Question Read More »
The one thing I emphasize when establishing a risk management system for health clubs is simplicity. Club policies and procedures must be consistent and they have to be simple and easy to implement. This is the foundation for creating effective risk management for any health club business. Education and documentation are the two building …
A Health Club Training Routine for Effective Risk Management Read More »
In this digital day and age of infinite storage in the cloud and most of the world conducting business via computer and the Internet, any business that thinks they don’t need cyber liability coverage needs to be aware of the cold hard facts. Consider the following: In 2014, according to the non-profit Identity Theft Resource …
If You Think You Don’t Need Cyber Liability, Think Again Read More »
Every year, our company conducts an in-house analysis of the types of liability insurance claims we have experienced from the prior year. We categorize various incidents by cause of injury and calculate the estimated or actual monetary value of the claim. As you can imagine there are several “types” of liability claims that can occur …
Member Malfunction: How to Reduce This #1 Insurance Claim Read More »
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